Hi again, future European homeowner!
We spend an absurd amount of our adult lives finding perfectly logical reasons not to do things. The timing is slightly off. The logistics sound annoying. The dog probably won't like the flight. It is incredibly easy to talk yourself out of a good time just because staying put is easier.
But every now and then, you stumble across something so ridiculously appealing that the highly sensible, spreadsheet-loving side of your brain just kind of gives up, and you are left with two very dangerous words: Why not? This week, we went hunting for properties that trigger that exact response. We aren't looking at sensible starter homes today. We are looking at spaces that make you want to throw your five-year plan out the window, send a wildly optimistic text to your family, and start packing.
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A quick note before we get into this week's edition - AH SI!, our first Italy Property Retreat, officially opened for bookings yesterday. Five days in Tuscany this October, 16 guests, early bird pricing until April 30th. If you missed the email, all the details are here.
Stop being so responsible. Let’s look at the houses.
Property Spotlight
VIVE GINKGO Development in Godella, Spain
Price: From €219,000 / $258,328
A new construction residential development scheduled for delivery in Q2 2027.
Features 1-bedroom to 4-bedroom duplex configurations (1-beds start at €219k, 3/4-beds up to €500k).
The building holds an AA energy efficiency certification and offers shared communal amenities.
Located 12 minutes by metro from central Valencia, bordering the local agricultural greenbelt (huerta).
Our Take: Securing an AA energy rating is a massive financial moat. Upcoming EU mandates will aggressively penalize non-efficient buildings, so acquiring an AA asset drastically lowers future OpEx and protects long-term resale value. The location is highly strategic: Godella captures the "commuter boom" demographic - professionals priced out of central Valencia who demand transit-connected, high-efficiency living with immediate city access.
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Liberty-Style Villa in Urbania, Italy
Price: €320,000 / $377,465
A 319 sqm historic Liberty-style villa currently divided into two independent residential units.
The first unit is 185 sqm with a 270 sqm garden; the second is 145 sqm with a 400 sqm garden.
Features classic staircases, multiple fireplaces, two basement garages, and cellar storage.
Located near the historic center of Urbania, 15 minutes from the UNESCO city of Urbino.
Our Take: Acquiring a divisible, 300+ sqm Liberty-style asset for roughly €1,000/sqm in the Marche region represents excellent value. The dual-unit structure provides immediate operational optionality without requiring local subdivision permits. An investor can easily occupy the primary residence while deploying the secondary unit to the nearby Urbino university/tourist market to generate stable holding income.
Historic Mill on a Private Island in Hondouville, France
Price: €349,000 / $411,673
A 242 sqm 19th-century red-brick former flour mill set on its own private island.
Includes a 90 sqm ground-floor space featuring an indoor swimming pool.
Operates on a smart-controlled geothermal water-to-water heating system.
The 1,126 sqm exterior is bordered by two waterfalls and includes an additional 220 sqm island strip.
Our Take: Waterfront mill properties carry an inherent novelty premium, but the true value-driver here is the geothermal heating system. Geothermal setups require massive upfront capital but drastically reduce the heating costs normally associated with vast 19th-century industrial buildings (earning this property a solid "C" energy rating). The 90 sqm ground floor with the indoor pool offers a high-yield blank canvas for a boutique wellness conversion.
Coastal Pied-à-Terre in Furore, Italy
Price: €350,000 / $412,852
A 45 sqm renovated pied-à-terre located in the center of the "painted village" of Furore.
Features 1 bedroom, 1 bathroom, and a small terrace with sea views.
Accessible via a public staircase starting from Piazza del Comune.
Sold fully furnished and equipped with air conditioning.
Our Take: At nearly €7,700/sqm, the acquisition cost is steep, but Amalfi Coast valuations operate on absolute geographic scarcity. Furore captures premium nightly rates in the elite extra-accommodation segment due to its iconic fjord and proximity to the Path of the Gods. The turnkey, renovated condition is crucial here: it eliminates the bureaucratic nightmare of navigating coastal heritage building permits and the logistical hell of organizing contractors on a cliffside.
Townhouse with Tourist License in Roses, Spain
Price: €315,000 / $371,567
A renovated two-story townhouse featuring 2 bedrooms, 1 bathroom, and a sea-view terrace.
Includes an independent guest studio on the lower level.
Holds an active tourist license and provides access to a communal swimming pool.
Sold with a numbered parking space and equipped with air conditioning/heat pumps.
Our Take: The active tourist license is the crown jewel of this listing. Catalonia is aggressively restricting new short-term rental permits, meaning existing, transferable licenses inherently inflate a property's baseline value. The independent lower-level studio maximizes yield potential, allowing an owner to run concurrent dual rentals or maintain an owner-occupier setup that still generates subsidized income in a highly valued Costa Brava market.
Borgo Scansano Estate in Tuscany, Italy
Price: From €310,000 / $365,669
A 22-unit managed development built around a historic Tuscan borgo (6 units remaining).
Available properties range from 88 sqm to 129 sqm, featuring private gardens or terraces.
The estate provides full security, maintenance, and an 18x8m communal swimming pool.
All units achieve a Class B energy efficiency rating.
Our Take: Managed borgo estates eliminate the logistical friction of remote homeownership. Buyers trade autonomous, standalone acreage for top-tier security, communal landscaping, and a massive pool they do not have to personally maintain. Achieving a Class B energy rating in a historical-style Tuscan reconstruction is rare, significantly lowering utility carrying costs and insulating the asset from future energy efficiency regulations.
Detached Modern Villa in Vidago, Portugal
Price: €330,000 / $389,261
A 294 sqm modern villa with 4 bedrooms and 4 bathrooms.
Set on a 1,372 sqm fenced plot featuring an adult swimming pool and a children's pool.
Achieves an A+ energy certificate, equipped with central heating, AC, and double-glazed thermal windows.
Includes a private water borehole alongside the municipal water connection.
Our Take: Achieving an A+ energy certification is the gold standard for modern construction and drastically enhances long-term asset liquidity. The integration of a private borehole secures total water independence for the dual pools and landscaping, completely insulating the owner from rising municipal utility costs. It is a highly de-risked, efficient suburban asset that requires zero immediate capital expenditure.
Secret Deal of the Week
Turnkey Villa in Sedella, Spain
Price: €295,000 / $347,975
A 100 sqm upgraded villa set on a 6,689 sqm plot with views of Mount La Maroma.
Features 2 bedrooms, 2 bathrooms, a newly installed (May 2023) pool, and new HR+++ windows.
Equipped with 3 AC units, heating panels, a wood-burning stove, and a new irrigation system.
Sold with all furniture and equipment included, boasting a proven rental history.
Our Take: The capital expenditure recently injected into this property makes it a genuinely frictionless acquisition. At this price point in the Axarquía region, buyers typically inherit someone else's deferred maintenance. Here, the heavy lifting - specifically the new pool infrastructure, HR+++ windows, and comprehensive irrigation - has already been completed. This leaves a highly liquid, turnkey retreat primed for immediate personal use or continued rental yield.
A message from Fisher Investments
The 15-Minute Retirement Plan
Retirement savings face two quiet threats: cash flow gaps and inflation eroding purchasing power over time. The 15-Minute Retirement Plan helps investors with $1,000,000 or more account for both and build a portfolio designed to last the distance.
Being completely sensible is highly overrated.
Sure, you need a decent retirement plan and a solid grasp of your tax bracket, but you also need a reason to wake up excited. The next time you catch yourself finding ten perfectly logical reasons why you shouldn't buy a house in Europe, try asking yourself what would happen if you just did.
Go find your "why not." and if you loved today’s property selection then,
And before you go, we're looking forward to find out:
How much did you enjoy this newsletter?
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📌 The AffordiHome Fine Print (We Promise It's Worth Reading!)
Before you start packing your bags, here's what you need to know:
We're property enthusiasts, not real estate agents. We scour the internet for intriguing and potentially affordable European homes, but we don't sell or rent them ourselves.
Our listings come from various real estate websites. While we do our best to find gems, we can't guarantee they're still available – these places might be snapped up faster than you can say "charming rustic cottage"!
Remember, this newsletter is for inspiration and information. Always do your homework before making any big decisions. We're great at finding cool properties, but we're not financial advisors or psychics.
All those lovely photos? Full credit goes to the original owners and agents. We're just here to appreciate and share.
By reading this newsletter, you agree that AffordiHome is responsible for fueling your European home fantasies, but not for any spontaneous property purchases!
