The AffordiHome Essential Checklist for Moving to Spain
Thinking of moving to Spain but feeling overwhelmed by the process? Our comprehensive checklist guides you through every essential step - use this free guide online or print it out to ensure you won't miss any crucial details in your journey to Spanish living.
Residency/Visa Permit
- [ ] Determine your residency status (EU or non-EU national)
- [ ] If EU national:
- [ ] Apply for residency permit if staying over 90 consecutive days
- [ ] If non-EU national:
- [ ] Apply for appropriate visa (e.g., Digital Nomad, Golden Visa) if staying over 90 days in any 180-day period
- [ ] Ensure visa application is submitted well in advance (processing times vary)
Bank Account
- [ ] Gather required documents:
- [ ] Valid passport
- [ ] Payslips or tax returns
- [ ] International tax code
- [ ] Reference letter
- [ ] Any other required documents
- [ ] Research Spanish banks and their account options
- [ ] Open a Spanish bank account
NIE Number (Número de Identidad de Extranjero)
- [ ] Apply for NIE number (required for various activities in Spain)
- [ ] Keep NIE number accessible for future use
Work Arrangements
- [ ] If EU resident: No additional steps required
- [ ] If non-EU resident: Obtain necessary work permit
Taxes
- [ ] If self-employed:
- [ ] Register with Spanish Social Security
- [ ] Set up system for filing quarterly tax returns (personal income tax and VAT)
- [ ] If employed:
- [ ] Ensure employer enrolls you in Spanish Social Security
- [ ] Prepare for annual tax returns if required
Accommodation
- [ ] Decide on buying, investing, or renting property
- [ ] Consult with a lawyer before committing to any property decision
- [ ] If buying or investing, research property laws and processes
- [ ] If renting, understand tenant rights and responsibilities
Important Notes
- Be aware that staying over 183 days a year in Spain makes you a tax resident
- Keep track of days spent in Spain, especially if on a non-resident visa
- Consider seeking professional advice for complex situations
Remember: This checklist is a general guide. Specific requirements may vary based on individual circumstances. For personalized advice, consult with legal and financial professionals familiar with Spanish regulations.
